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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $46,450 |
OSAIC WEALTH INC2 years Filed as: OSAIC INSTITUTIONS, INC. Service code 55 | Other Commissions | $31,911 |
OSAIC WEALTH INC1 year Filed as: OSAIC INSTITUIONS INC. Service code 55 538 PRESTON AVE · MERIDEN, CT 064504858 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,920 | $85,515-34.6% | $112,040-50.1% | $67,986-17.7% |
| Participation rate | 49.3% | 68.2%-18.9pp | 76.5%-27.1pp | 57.2%-7.9pp |
| Annual return | 14.80% | 29.68%-14.9pp | 24.52%-9.7pp | 31.67%-16.9pp |
| Employer contribution / active EE | $1,588 | $2,191-27.5% | $2,954-46.2% | $2,019-21.3% |
| Participant deferral / active EE | $2,853 | $4,014-28.9% | $5,098-44.0% | $3,358-15.1% |
| Admin fee / account holder | $325 | $3,774-91.4% | $12,098-97.3% | $3,203-89.9% |