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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,261 | $73,787+168.7% | $98,716+100.8% | $82,448+140.5% |
| Participation rate | 91.2% | 61.4%+29.8pp | 69.3%+21.9pp | 68.1%+23.1pp |
| Annual return | 12.13% | 18.57%-6.4pp | 31.81%-19.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $3,382 | $1,511+123.8% | $2,279+48.4% | $2,551+32.6% |
| Participant deferral / active EE | $3,318 | $3,081+7.7% | $4,048-18.0% | $4,139-19.8% |
| Admin fee / account holder | $7,839 | $6,500+20.6% | $8,703-9.9% | $7,234+8.4% |