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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,169 | $132,099-50.7% | $115,599-43.6% | $138,895-53.1% |
| Participation rate | 83.3% | 77.9%+5.5pp | 74.3%+9.1pp | 79.9%+3.4pp |
| Annual return | 17.38% | 176.76%-159.4pp | 111.10%-93.7pp | 145.39%-128.0pp |
| Employer contribution / active EE | $0 | $3,416-100.0% | $2,955-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,637 | $5,617-53.1% | $4,889-46.1% | $6,396-58.8% |
| Admin fee / account holder | $1,078 | $15,650-93.1% | $12,841-91.6% | $12,562-91.4% |