Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC1 year Service code 27 10 EXCHANGE PLACE · JERSEY CITY, NJ 07302 | Advisory (Plan) | $20,619 |
RKL LLP5 years Service code 10 · EIN 23-2108173 | Accounting | $9,850 |
Filed as: CAPTIAL GROUP RETIREMENT PLAN SVCS Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $4,387 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,138 | $50,820+4.6% | $155,567-65.8% | $77,671-31.6% |
| Participation rate | 48.8% | 63.1%-14.3pp | 78.2%-29.4pp | 70.6%-21.8pp |
| Annual return | 13.91% | 34.85%-20.9pp | 64.74%-50.8pp | 31.21%-17.3pp |
| Employer contribution / active EE | $116 | $1,993-94.2% | $4,674-97.5% | $2,726-95.7% |
| Participant deferral / active EE | $1,852 | $2,823-34.4% | $5,628-67.1% | $4,648-60.1% |
| Admin fee / account holder | $122 | $436-71.9% | $15,916-99.2% | $430-71.6% |