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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,111 | $156,398-63.5% | $147,318-61.2% | $138,895-58.9% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 79.9%-29.9pp |
| Annual return | 19.80% | 78.75%-59.0pp | 70.43%-50.6pp | 145.39%-125.6pp |
| Employer contribution / active EE | $1,122 | $4,853-76.9% | $4,593-75.6% | $4,194-73.3% |
| Participant deferral / active EE | $3,202 | $8,237-61.1% | $7,906-59.5% | $6,396-49.9% |
| Admin fee / account holder | $70 | $14,976-99.5% | $13,708-99.5% | $12,562-99.4% |