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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,299 | $227,399-83.6% | $189,758-80.3% | $198,609-81.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 16.92% | 61.03%-44.1pp | 52.62%-35.7pp | 202.70%-185.8pp |
| Employer contribution / active EE | $2,384 | $5,526-56.9% | $4,767-50.0% | $5,055-52.8% |
| Participant deferral / active EE | $4,332 | $6,837-36.6% | $5,856-26.0% | $6,977-37.9% |
| Admin fee / account holder | $639 | $25,162-97.5% | $20,388-96.9% | $19,030-96.6% |