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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,982 | $117,895-7.6% | $102,460+6.4% | $145,897-25.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.85% | 31.92%-19.1pp | 29.47%-16.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $10,072 | $3,619+178.3% | $3,025+233.0% | $4,663+116.0% |
| Participant deferral / active EE | $10,205 | $5,736+77.9% | $5,056+101.8% | $6,689+52.6% |
| Admin fee / account holder | $2,679 | $13,353-79.9% | $9,460-71.7% | $13,390-80.0% |