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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,457 | $111,814+102.5% | $103,374+119.1% | $145,959+55.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.53% | 24.77%-13.2pp | 24.89%-13.4pp | 561.95%-550.4pp |
| Employer contribution / active EE | $2,753 | $4,214-34.7% | $3,869-28.9% | $4,661-40.9% |
| Participant deferral / active EE | $9,335 | $5,618+66.2% | $5,058+84.6% | $6,689+39.6% |
| Admin fee / account holder | $25,000 | $9,754+156.3% | $8,394+197.8% | $13,398+86.6% |