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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $508,922 | $201,344+152.8% | $184,243+176.2% | $145,877+248.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.64% | 29.01%-13.4pp | 28.82%-13.2pp | 551.28%-535.6pp |
| Employer contribution / active EE | $15,960 | $7,022+127.3% | $6,427+148.3% | $4,663+242.3% |
| Participant deferral / active EE | $11,476 | $9,807+17.0% | $9,132+25.7% | $6,691+71.5% |
| Admin fee / account holder | $10,785 | $16,382-34.2% | $13,914-22.5% | $13,402-19.5% |