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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,849 | $81,358-8.0% | $155,556-51.9% | $80,959-7.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 16.98% | 33.39%-16.4pp | 64.84%-47.9pp | 35.67%-18.7pp |
| Employer contribution / active EE | $570 | $3,106-81.6% | $4,675-87.8% | $2,757-79.3% |
| Participant deferral / active EE | $2,247 | $3,455-35.0% | $5,631-60.1% | $4,300-47.7% |
| Admin fee / account holder | $2,285 | $7,994-71.4% | $15,885-85.6% | $6,925-67.0% |