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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,126 | $129,737-86.8% | $119,126-85.6% | $154,746-88.9% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 4.63% | 379.08%-374.4pp | 282.11%-277.5pp | 172.34%-167.7pp |
| Employer contribution / active EE | $1,586 | $4,375-63.8% | $4,034-60.7% | $4,379-63.8% |
| Participant deferral / active EE | $1,060 | $5,842-81.9% | $5,318-80.1% | $6,730-84.3% |
| Admin fee / account holder | $18,476 | $11,961+54.5% | $10,693+72.8% | $14,365+28.6% |