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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,264 | $95,453-26.4% | $112,040-37.3% | $82,448-14.8% |
| Participation rate | 96.2% | 72.8%+23.4pp | 76.5%+19.7pp | 68.1%+28.1pp |
| Annual return | 17.92% | 23.92%-6.0pp | 24.52%-6.6pp | 41.64%-23.7pp |
| Employer contribution / active EE | $1,841 | $2,318-20.6% | $2,954-37.7% | $2,551-27.8% |
| Participant deferral / active EE | $3,927 | $4,224-7.0% | $5,098-23.0% | $4,139-5.1% |
| Admin fee / account holder | $2,115 | $9,013-76.5% | $12,098-82.5% | $7,234-70.8% |