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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,876 | $117,895-50.1% | $102,460-42.5% | $145,897-59.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.13% | 31.92%-17.8pp | 29.47%-15.3pp | 552.29%-538.2pp |
| Employer contribution / active EE | $1,885 | $3,619-47.9% | $3,025-37.7% | $4,663-59.6% |
| Participant deferral / active EE | $4,144 | $5,736-27.8% | $5,056-18.0% | $6,689-38.0% |
| Admin fee / account holder | $2,071 | $13,353-84.5% | $9,460-78.1% | $13,390-84.5% |