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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,900 | $117,829+38.3% | $102,423+59.0% | $145,877+11.7% |
| Participation rate | 86.4% | 78.6%+7.7pp | 76.5%+9.9pp | 80.3%+6.1pp |
| Annual return | 14.80% | 31.83%-17.0pp | 29.42%-14.6pp | 551.28%-536.5pp |
| Employer contribution / active EE | $865 | $3,615-76.1% | $3,023-71.4% | $4,663-81.5% |
| Participant deferral / active EE | $7,106 | $5,732+24.0% | $5,054+40.6% | $6,691+6.2% |
| Admin fee / account holder | $42,159 | $13,335+216.1% | $9,455+345.9% | $13,402+214.6% |