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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,900 | $117,846+38.2% | $102,434+59.0% | $145,884+11.7% |
| Participation rate | 86.4% | 78.6%+7.7pp | 76.5%+9.9pp | 80.3%+6.1pp |
| Annual return | 14.80% | 31.90%-17.1pp | 29.46%-14.7pp | 551.85%-537.0pp |
| Employer contribution / active EE | $865 | $3,615-76.1% | $3,023-71.4% | $4,662-81.4% |
| Participant deferral / active EE | $7,106 | $5,733+23.9% | $5,055+40.6% | $6,690+6.2% |
| Admin fee / account holder | $42,159 | $13,356+215.7% | $9,462+345.6% | $13,392+214.8% |