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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,916 | $114,119+17.3% | $107,187+24.9% | $138,895-3.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 18.89% | 273.21%-254.3pp | 204.55%-185.7pp | 145.39%-126.5pp |
| Employer contribution / active EE | $683 | $4,059-83.2% | $3,782-82.0% | $4,194-83.7% |
| Participant deferral / active EE | $7,484 | $5,538+35.2% | $5,096+46.9% | $6,396+17.0% |
| Admin fee / account holder | $8,752 | $10,024-12.7% | $9,162-4.5% | $12,562-30.3% |