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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,259 | $95,453+45.9% | $112,040+24.3% | $82,448+68.9% |
| Participation rate | 70.0% | 72.8%-2.8pp | 76.5%-6.5pp | 68.1%+1.9pp |
| Annual return | 13.89% | 23.92%-10.0pp | 24.52%-10.6pp | 41.64%-27.8pp |
| Employer contribution / active EE | $495 | $2,318-78.6% | $2,954-83.2% | $2,551-80.6% |
| Participant deferral / active EE | $4,294 | $4,224+1.7% | $5,098-15.8% | $4,139+3.7% |
| Admin fee / account holder | $874 | $9,013-90.3% | $12,098-92.8% | $7,234-87.9% |