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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,157 | $88,672+40.0% | $105,223+18.0% | $82,448+50.6% |
| Participation rate | 73.4% | 67.9%+5.5pp | 75.0%-1.6pp | 68.1%+5.3pp |
| Annual return | 12.79% | 30.86%-18.1pp | 180.65%-167.9pp | 41.64%-28.9pp |
| Employer contribution / active EE | $6,878 | $3,048+125.7% | $3,689+86.5% | $2,551+169.6% |
| Participant deferral / active EE | $2,336 | $4,036-42.1% | $5,072-53.9% | $4,139-43.6% |
| Admin fee / account holder | $7,476 | $7,146+4.6% | $8,859-15.6% | $7,234+3.3% |