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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,515 | $101,763-7.1% | $164,866-42.7% | $80,874+16.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 10.01% | 16.73%-6.7pp | 69.97%-60.0pp | 35.62%-25.6pp |
| Employer contribution / active EE | $2,285 | $2,954-22.6% | $4,343-47.4% | $2,756-17.1% |
| Participant deferral / active EE | $5,729 | $4,477+28.0% | $6,033-5.0% | $4,297+33.3% |
| Admin fee / account holder | $820 | $8,228-90.0% | $12,689-93.5% | $6,935-88.2% |