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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,443 | $124,425-75.5% | $112,040-72.8% | $137,256-77.8% |
| Participation rate | 66.7% | 79.3%-12.6pp | 76.5%-9.8pp | 80.0%-13.3pp |
| Annual return | 18.40% | 24.72%-6.3pp | 24.52%-6.1pp | 220.34%-201.9pp |
| Employer contribution / active EE | $2,180 | $3,411-36.1% | $2,954-26.2% | $4,156-47.5% |
| Participant deferral / active EE | $3,060 | $5,718-46.5% | $5,098-40.0% | $6,407-52.2% |
| Admin fee / account holder | $671 | $15,207-95.6% | $12,098-94.5% | $12,270-94.5% |