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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,069 | $111,787+5.6% | $93,681+26.0% | $145,978-19.1% |
| Participation rate | 60.9% | 74.2%-13.4pp | 68.7%-7.9pp | 80.3%-19.4pp |
| Annual return | 8.03% | 203.52%-195.5pp | 133.47%-125.4pp | 550.52%-542.5pp |
| Employer contribution / active EE | $2,865 | $3,093-7.4% | $2,422+18.3% | $4,662-38.5% |
| Participant deferral / active EE | $7,509 | $4,918+52.7% | $4,415+70.1% | $6,690+12.2% |
| Admin fee / account holder | $54,754 | $10,256+433.9% | $8,290+560.5% | $13,400+308.6% |