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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,353 | $111,830-51.4% | $93,696-42.0% | $145,884-62.7% |
| Participation rate | 79.2% | 74.2%+4.9pp | 68.7%+10.4pp | 80.3%-1.1pp |
| Annual return | 6.14% | 204.08%-197.9pp | 133.74%-127.6pp | 551.85%-545.7pp |
| Employer contribution / active EE | $1,988 | $3,093-35.7% | $2,422-17.9% | $4,662-57.4% |
| Participant deferral / active EE | $3,387 | $4,920-31.2% | $4,417-23.3% | $6,690-49.4% |
| Admin fee / account holder | $83,537 | $10,249+715.1% | $8,287+908.1% | $13,392+523.8% |