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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,102 | $124,425-22.0% | $112,040-13.3% | $137,256-29.3% |
| Participation rate | 59.1% | 79.3%-20.2pp | 76.5%-17.4pp | 80.0%-20.9pp |
| Annual return | 17.28% | 24.72%-7.4pp | 24.52%-7.2pp | 220.34%-203.1pp |
| Employer contribution / active EE | $1,762 | $3,411-48.3% | $2,954-40.3% | $4,156-57.6% |
| Participant deferral / active EE | $6,868 | $5,718+20.1% | $5,098+34.7% | $6,407+7.2% |
| Admin fee / account holder | $5,860 | $15,207-61.5% | $12,098-51.6% | $12,270-52.2% |