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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,932 | $107,421+12.6% | $182,262-33.6% | $94,015+28.6% |
| Participation rate | 95.2% | 77.8%+17.5pp | 84.2%+11.0pp | 70.8%+24.4pp |
| Annual return | 7.90% | 21.32%-13.4pp | 140.60%-132.7pp | 17.84%-9.9pp |
| Employer contribution / active EE | $1,620 | $3,448-53.0% | $5,046-67.9% | $2,790-41.9% |
| Participant deferral / active EE | $8,074 | $6,558+23.1% | $8,276-2.4% | $4,249+90.0% |
| Admin fee / account holder | $13,053 | $8,692+50.2% | $16,712-21.9% | $8,951+45.8% |