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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,932 | $106,749+13.3% | $145,433-16.8% | $82,448+46.7% |
| Participation rate | 95.2% | 75.6%+19.6pp | 82.1%+13.1pp | 68.1%+27.2pp |
| Annual return | 7.90% | 27.59%-19.7pp | 66.58%-58.7pp | 41.64%-33.7pp |
| Employer contribution / active EE | $1,620 | $3,444-53.0% | $4,554-64.4% | $2,551-36.5% |
| Participant deferral / active EE | $8,074 | $6,519+23.9% | $7,897+2.2% | $4,139+95.1% |
| Admin fee / account holder | $13,053 | $8,390+55.6% | $13,129-0.6% | $7,234+80.4% |