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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,978 | $99,875+43.2% | $146,866-2.6% | $86,983+64.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 5.87% | 28.10%-22.2pp | 102.85%-97.0pp | 25.83%-20.0pp |
| Employer contribution / active EE | $9,824 | $3,224+204.7% | $4,425+122.0% | $2,584+280.1% |
| Participant deferral / active EE | $2,871 | $6,322-54.6% | $7,759-63.0% | $4,194-31.5% |
| Admin fee / account holder | $11,088 | $7,838+41.5% | $13,620-18.6% | $7,856+41.1% |