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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,978 | $106,749+33.9% | $145,433-1.7% | $82,448+73.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 5.87% | 27.59%-21.7pp | 66.58%-60.7pp | 41.64%-35.8pp |
| Employer contribution / active EE | $9,824 | $3,444+185.2% | $4,554+115.7% | $2,551+285.1% |
| Participant deferral / active EE | $2,871 | $6,519-56.0% | $7,897-63.6% | $4,139-30.6% |
| Admin fee / account holder | $11,088 | $8,390+32.2% | $13,129-15.5% | $7,234+53.3% |