Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,109 | $71,215+16.7% | $93,696-11.3% | $80,935+2.7% |
| Participation rate | 16.4% | 60.4%-44.0pp | 68.7%-52.3pp | 67.7%-51.2pp |
| Annual return | 8.86% | 11.27%-2.4pp | 133.74%-124.9pp | 35.66%-26.8pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,422-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $683 | $4,037-83.1% | $4,417-84.5% | $4,299-84.1% |
| Admin fee / account holder | $5,986 | $6,958-14.0% | $8,287-27.8% | $6,924-13.6% |