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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $45,316 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,876 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,639 | $79,209+20.7% | $102,434-6.6% | $74,459+28.4% |
| Participation rate | 96.6% | 74.8%+21.9pp | 76.5%+20.1pp | 67.2%+29.4pp |
| Annual return | 15.01% | 54.98%-40.0pp | 29.46%-14.4pp | 1369.70%-1354.7pp |
| Employer contribution / active EE | $1,883 | $2,362-20.3% | $3,023-37.7% | $2,626-28.3% |
| Participant deferral / active EE | $6,408 | $4,417+45.1% | $5,055+26.8% | $4,350+47.3% |
| Admin fee / account holder | $325 | $2,002-83.8% | $9,462-96.6% | $1,945-83.3% |