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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,588 | $211,288-67.5% | $178,540-61.6% | $145,884-53.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 9.53% | 30.27%-20.7pp | 27.15%-17.6pp | 551.85%-542.3pp |
| Employer contribution / active EE | $14,035 | $4,574+206.9% | $3,953+255.1% | $4,662+201.0% |
| Participant deferral / active EE | $1,144 | $6,967-83.6% | $6,281-81.8% | $6,690-82.9% |
| Admin fee / account holder | $941 | $12,105-92.2% | $10,424-91.0% | $13,392-93.0% |