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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,682 | $76,407-27.1% | $150,298-63.0% | $82,448-32.5% |
| Participation rate | 76.4% | 66.4%+10.0pp | 77.8%-1.4pp | 68.1%+8.3pp |
| Annual return | 14.42% | 39.99%-25.6pp | 62.79%-48.4pp | 41.64%-27.2pp |
| Employer contribution / active EE | $1,204 | $2,614-54.0% | $4,154-71.0% | $2,551-52.8% |
| Participant deferral / active EE | $2,944 | $3,214-8.4% | $5,453-46.0% | $4,139-28.9% |
| Admin fee / account holder | $15,767 | $6,352+148.2% | $14,116+11.7% | $7,234+117.9% |