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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,447 | $110,337-27.1% | $102,383-21.4% | $145,877-44.9% |
| Participation rate | 57.1% | 77.9%-20.8pp | 74.5%-17.4pp | 80.3%-23.2pp |
| Annual return | 15.78% | 24.83%-9.0pp | 24.94%-9.2pp | 551.28%-535.5pp |
| Employer contribution / active EE | $1,818 | $4,216-56.9% | $3,870-53.0% | $4,663-61.0% |
| Participant deferral / active EE | $2,272 | $5,621-59.6% | $5,060-55.1% | $6,691-66.0% |
| Admin fee / account holder | $1,134 | $9,750-88.4% | $8,391-86.5% | $13,402-91.5% |