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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,864 | $132,634-11.1% | $115,768+1.8% | $137,256-14.1% |
| Participation rate | 86.4% | 77.9%+8.5pp | 74.4%+12.0pp | 80.0%+6.4pp |
| Annual return | 16.49% | 160.70%-144.2pp | 100.46%-84.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $1,403 | $3,360-58.2% | $2,940-52.3% | $4,156-66.2% |
| Participant deferral / active EE | $3,417 | $5,619-39.2% | $4,917-30.5% | $6,407-46.7% |
| Admin fee / account holder | $3,760 | $15,028-75.0% | $12,439-69.8% | $12,270-69.4% |