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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,145 | $108,942+5.7% | $100,415+14.7% | $145,897-21.1% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 9.45% | 58.27%-48.8pp | 49.47%-40.0pp | 552.29%-542.8pp |
| Employer contribution / active EE | $855 | $4,422-80.7% | $3,943-78.3% | $4,663-81.7% |
| Participant deferral / active EE | $9,257 | $8,461+9.4% | $8,091+14.4% | $6,689+38.4% |
| Admin fee / account holder | $70,453 | $9,702+626.2% | $7,906+791.1% | $13,390+426.1% |