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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,145 | $108,912+5.7% | $100,383+14.7% | $145,959-21.1% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 9.45% | 57.96%-48.5pp | 49.26%-39.8pp | 561.95%-552.5pp |
| Employer contribution / active EE | $855 | $4,423-80.7% | $3,944-78.3% | $4,661-81.7% |
| Participant deferral / active EE | $9,257 | $8,451+9.5% | $8,086+14.5% | $6,689+38.4% |
| Admin fee / account holder | $70,453 | $9,690+627.1% | $7,900+791.8% | $13,398+425.9% |