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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,830 | $101,653+65.1% | $147,080+14.1% | $74,459+125.4% |
| Participation rate | 97.2% | 75.6%+21.6pp | 82.2%+15.0pp | 67.2%+30.0pp |
| Annual return | 11.93% | 8754.98%-8743.0pp | 420.17%-408.2pp | 1369.70%-1357.8pp |
| Employer contribution / active EE | $3,671 | $3,813-3.7% | $4,933-25.6% | $2,626+39.8% |
| Participant deferral / active EE | $8,258 | $7,304+13.1% | $8,066+2.4% | $4,350+89.9% |
| Admin fee / account holder | $31,043 | $1,752+1672.4% | $12,989+139.0% | $1,945+1496.3% |