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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,753 | $212,386+100.5% | $199,883+113.0% | $138,895+206.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 17.40% | 47.75%-30.4pp | 43.81%-26.4pp | 145.39%-128.0pp |
| Employer contribution / active EE | $6,614 | $6,625-0.2% | $6,261+5.6% | $4,194+57.7% |
| Participant deferral / active EE | $16,778 | $9,617+74.5% | $9,138+83.6% | $6,396+162.3% |
| Admin fee / account holder | $2,407 | $18,233-86.8% | $17,268-86.1% | $12,562-80.8% |