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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,902 | $139,9480% | $121,663+15.0% | $154,746-9.6% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 17.30% | 230.52%-213.2pp | 147.54%-130.2pp | 172.34%-155.0pp |
| Employer contribution / active EE | $1,676 | $3,521-52.4% | $3,020-44.5% | $4,379-61.7% |
| Participant deferral / active EE | $4,795 | $5,629-14.8% | $4,887-1.9% | $6,730-28.8% |
| Admin fee / account holder | $1,495 | $17,321-91.4% | $14,289-89.5% | $14,365-89.6% |