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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,902 | $132,099+5.9% | $115,599+21.0% | $138,895+0.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 17.30% | 176.76%-159.5pp | 111.10%-93.8pp | 145.39%-128.1pp |
| Employer contribution / active EE | $1,676 | $3,416-50.9% | $2,955-43.3% | $4,194-60.0% |
| Participant deferral / active EE | $4,795 | $5,617-14.6% | $4,889-1.9% | $6,396-25.0% |
| Admin fee / account holder | $1,495 | $15,650-90.5% | $12,841-88.4% | $12,562-88.1% |