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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,829 | $178,174-49.6% | $156,181-42.5% | $137,256-34.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.8%+1.2pp | 80.0%0pp |
| Annual return | 14.24% | 84.19%-69.9pp | 64.87%-50.6pp | 220.34%-206.1pp |
| Employer contribution / active EE | $1,661 | $4,972-66.6% | $4,294-61.3% | $4,156-60.0% |
| Participant deferral / active EE | $4,530 | $6,888-34.2% | $6,132-26.1% | $6,407-29.3% |
| Admin fee / account holder | $1,002 | $17,404-94.2% | $14,586-93.1% | $12,270-91.8% |