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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,026 | $117,846-1.5% | $102,434+13.3% | $145,884-20.5% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 6.71% | 31.90%-25.2pp | 29.46%-22.8pp | 551.85%-545.1pp |
| Employer contribution / active EE | $2,000 | $3,615-44.7% | $3,023-33.8% | $4,662-57.1% |
| Participant deferral / active EE | $5,304 | $5,733-7.5% | $5,055+4.9% | $6,690-20.7% |
| Admin fee / account holder | $4,985 | $13,356-62.7% | $9,462-47.3% | $13,392-62.8% |