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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,985 | $70,366+125.9% | $66,674+138.5% | $138,895+14.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 17.70% | 386.41%-368.7pp | 321.24%-303.5pp | 145.39%-127.7pp |
| Employer contribution / active EE | $1,369 | $2,765-50.5% | $2,620-47.7% | $4,194-67.4% |
| Participant deferral / active EE | $4,934 | $4,374+12.8% | $4,084+20.8% | $6,396-22.9% |
| Admin fee / account holder | $53,002 | $5,262+907.2% | $5,098+939.6% | $12,562+321.9% |