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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,134 | $58,627-79.3% | $76,735-84.2% | $82,448-85.3% |
| Participation rate | 100.0% | 63.2%+36.8pp | 69.5%+30.5pp | 68.1%+31.9pp |
| Annual return | 6.43% | 39.10%-32.7pp | 29.77%-23.3pp | 41.64%-35.2pp |
| Employer contribution / active EE | $415 | $1,729-76.0% | $2,454-83.1% | $2,551-83.7% |
| Participant deferral / active EE | $591 | $3,134-81.1% | $4,088-85.5% | $4,139-85.7% |
| Admin fee / account holder | $343 | $5,323-93.6% | $7,189-95.2% | $7,234-95.3% |