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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,484 | $76,407+191.2% | $150,298+48.0% | $82,448+169.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.14% | 39.99%-27.8pp | 62.79%-50.6pp | 41.64%-29.5pp |
| Employer contribution / active EE | $5,070 | $2,614+94.0% | $4,154+22.1% | $2,551+98.8% |
| Participant deferral / active EE | $6,732 | $3,214+109.4% | $5,453+23.5% | $4,139+62.6% |
| Admin fee / account holder | $55,912 | $6,352+780.2% | $14,116+296.1% | $7,234+672.9% |