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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,468 | $90,691-33.3% | $76,119-20.6% | $145,884-58.6% |
| Participation rate | 72.7% | 74.5%-1.7pp | 69.1%+3.7pp | 80.3%-7.6pp |
| Annual return | 15.18% | 624.52%-609.3pp | 361.25%-346.1pp | 551.85%-536.7pp |
| Employer contribution / active EE | $1,111 | $3,329-66.6% | $2,693-58.7% | $4,662-76.2% |
| Participant deferral / active EE | $2,734 | $5,167-47.1% | $4,259-35.8% | $6,690-59.1% |
| Admin fee / account holder | $3,400 | $8,383-59.4% | $6,421-47.1% | $13,392-74.6% |