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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $510,496 | $154,228+231.0% | $145,433+251.0% | $137,256+271.9% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 4.29% | 74.59%-70.3pp | 66.58%-62.3pp | 220.34%-216.0pp |
| Employer contribution / active EE | $10,465 | $4,804+117.8% | $4,554+129.8% | $4,156+151.8% |
| Participant deferral / active EE | $4,832 | $8,216-41.2% | $7,897-38.8% | $6,407-24.6% |
| Admin fee / account holder | $816,067 | $14,344+5589.4% | $13,129+6115.8% | $12,270+6550.8% |