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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,254 | $55,902+38.2% | $76,030+1.6% | $80,959-4.6% |
| Participation rate | 50.0% | 62.1%-12.1pp | 69.1%-19.1pp | 67.7%-17.7pp |
| Annual return | 11.67% | 20.59%-8.9pp | 361.54%-349.9pp | 35.67%-24.0pp |
| Employer contribution / active EE | $551 | $1,867-70.5% | $2,688-79.5% | $2,757-80.0% |
| Participant deferral / active EE | $1,946 | $3,051-36.2% | $4,257-54.3% | $4,300-54.7% |
| Admin fee / account holder | $16,420 | $5,239+213.4% | $6,421+155.7% | $6,925+137.1% |