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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,820 | $112,729+9.8% | $98,716+25.4% | $137,256-9.8% |
| Participation rate | 47.1% | 74.2%-27.2pp | 69.3%-22.2pp | 80.0%-32.9pp |
| Annual return | 17.99% | 38.48%-20.5pp | 31.81%-13.8pp | 220.34%-202.4pp |
| Employer contribution / active EE | $0 | $2,725-100.0% | $2,279-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,592 | $4,640-22.6% | $4,048-11.3% | $6,407-43.9% |
| Admin fee / account holder | $73 | $10,129-99.3% | $8,703-99.2% | $12,270-99.4% |