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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,820 | $124,980-0.9% | $108,359+14.3% | $154,746-20.0% |
| Participation rate | 47.1% | 75.2%-28.1pp | 70.1%-23.1pp | 80.7%-33.6pp |
| Annual return | 17.99% | 45.00%-27.0pp | 36.89%-18.9pp | 172.34%-154.4pp |
| Employer contribution / active EE | $0 | $2,851-100.0% | $2,399-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $3,592 | $4,743-24.3% | $4,137-13.2% | $6,730-46.6% |
| Admin fee / account holder | $73 | $11,502-99.4% | $9,741-99.2% | $14,365-99.5% |