Retirement plan

WESTERN PENNSYLVANIA ELECTRICAL EMPLOYEES DEFERRED COMPENSATION PLAN

Name: JOINT BOARD OF TRUSTEES, IBEW LOCAL UNION NO 5 & WESTERN PA CHAPTER NE - WESTERN PENNSYLVANIA ELECTRICAL EMPLOYEES DEFERRED COMPENSATION PLAN (2025) Form 5500
Creator: JOINT BOARD OF TRUSTEES, IBEW LOCAL UNION NO 5 & WESTERN PA CHAPTER NE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WESTERN PENNSYLVANIA ELECTRICAL EMPLOYEES DEFERRED COMPENSATION PLAN, JOINT BOARD OF TRUSTEES, IBEW LOCAL UNION NO 5 & WESTERN PA CHAPTER NE

JOINT BOARD OF TRUSTEES, IBEW LOCAL UNION NO 5 & WESTERN PA CHAPTER NEEIN 25-1368983Plan #002PY 2025

5 HOT METAL STREET, SUITE 301 - PITTSBURGH, PA 152032357412-432-1155

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$564.3M

+13.7% from 2024

Total participants

3,525

-11.1% from 2024

Average account balance

$160,254

+28.0% from 2024

Annual return

15.53%

+4.47 pp from 2024

Benchmarks

See 131 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants1,000-4,999

Cohort131 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$564.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$160K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

3,521

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$32.54M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$246

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
JOHN HANCOCK LIFE INSURANCE COMPANY6 years Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 14 200 BERKELEY STREET · BOSTON, MA 02116	Plan Administrator	$520,492
CENTRAL DATA SERVICES11+ years Service code 13 · EIN 25-1352803	Contract Administrator	$210,182
MARINER LLC2 years Filed as: MARINER INSTITUTIONAL LLC Service code 50 · EIN 59-3676225	Direct Payment	$42,000
CALIBRE CPA GROUP PLLC7 years Service code 10 · EIN 47-0900880 7501 WISCONSIN AVENUE, SUITE 1200 W · BETHESDA, MD 20814	Accounting	$29,810
MEYER, UNKOVIC & SCOTT9 years Filed as: MEYER, UNKOVIC, & SCOTT, LLP Service code 29 535 SMITHFIELD ST, SUITE 1300 · PITTSBURGH, PA 15222	Legal	$12,674

Plan features & details

Pension benefit codes2G2J2T

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$866K

$254 / participant

Recordkeeping$3K0.3%
Trustee / custodial$520K60.1%
Investment mgmt$42K4.8%
Other trustee fees$15K1.7%
Contract admin$210K24.3%
Other / not subdivided$76K8.8%

% of EOY assets

0.154%

all-in expense ratio

Categories reported

5 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CALIBRE CPA GROUP PLLC
Auditor EIN: 470900880
Audit fees: $26,900
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$160,254

$105,028+52.6%

$107,187+49.5%

$100,573+59.3%

Participation rate

99.9%

81.2%+18.7pp

75.0%+24.9pp

70.9%+28.9pp

Annual return

15.53%

10.61%+4.9pp

204.55%-189.0pp

18.89%-3.4pp

Employer contribution / active EE

$9,525

$5,641+68.9%

$3,782+151.8%

$3,763+153.1%

Participant deferral / active EE

$2,685-100.0%

$5,096-100.0%

$4,921-100.0%

Admin fee / account holder

$246

$355-30.6%

$9,162-97.3%

$454-45.8%

Provider

Service type

Compensation

JOHN HANCOCK LIFE INSURANCE COMPANY6 years

Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC

Service code 14

200 BERKELEY STREET · BOSTON, MA 02116

Plan Administrator

$520,492

CENTRAL DATA SERVICES11+ years

Service code 13 · EIN 25-1352803

Contract Administrator

$210,182

MARINER LLC2 years

Filed as: MARINER INSTITUTIONAL LLC

Service code 50 · EIN 59-3676225

Direct Payment

$42,000

CALIBRE CPA GROUP PLLC7 years

Service code 10 · EIN 47-0900880

7501 WISCONSIN AVENUE, SUITE 1200 W · BETHESDA, MD 20814

Accounting

$29,810

MEYER, UNKOVIC & SCOTT9 years

Filed as: MEYER, UNKOVIC, & SCOTT, LLP

Service code 29

535 SMITHFIELD ST, SUITE 1300 · PITTSBURGH, PA 15222

Legal

$12,674

WESTERN PENNSYLVANIA ELECTRICAL EMPLOYEES DEFERRED COMPENSATION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WESTERN PENNSYLVANIA ELECTRICAL EMPLOYEES DEFERRED COMPENSATION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion