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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,597 | $199,109+96.7% | $173,730+125.4% | $154,746+153.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 13.78% | 20.02%-6.2pp | 19.96%-6.2pp | 172.34%-158.6pp |
| Employer contribution / active EE | $5,142 | $5,311-3.2% | $4,577+12.3% | $4,379+17.4% |
| Participant deferral / active EE | $2,979 | $7,113-58.1% | $6,326-52.9% | $6,730-55.7% |
| Admin fee / account holder | $1,256 | $20,916-94.0% | $17,523-92.8% | $14,365-91.3% |