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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,597 | $254,759+53.7% | $216,567+80.8% | $198,609+97.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 13.78% | 10.04%+3.7pp | 12.94%+0.8pp | 202.70%-188.9pp |
| Employer contribution / active EE | $5,142 | $6,096-15.7% | $5,216-1.4% | $5,055+1.7% |
| Participant deferral / active EE | $2,979 | $6,948-57.1% | $6,191-51.9% | $6,977-57.3% |
| Admin fee / account holder | $1,256 | $26,311-95.2% | $21,981-94.3% | $19,030-93.4% |