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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,597 | $178,174+119.8% | $156,181+150.7% | $137,256+185.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 13.78% | 84.19%-70.4pp | 64.87%-51.1pp | 220.34%-206.6pp |
| Employer contribution / active EE | $5,142 | $4,972+3.4% | $4,294+19.8% | $4,156+23.7% |
| Participant deferral / active EE | $2,979 | $6,888-56.8% | $6,132-51.4% | $6,407-53.5% |
| Admin fee / account holder | $1,256 | $17,404-92.8% | $14,586-91.4% | $12,270-89.8% |