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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,310 | $86,940-4.2% | $102,434-18.7% | $80,935+2.9% |
| Participation rate | 76.9% | 72.4%+4.5pp | 76.5%+0.4pp | 67.7%+9.3pp |
| Annual return | 7.90% | 18.89%-11.0pp | 29.46%-21.6pp | 35.66%-27.8pp |
| Employer contribution / active EE | $1,162 | $2,370-51.0% | $3,023-61.6% | $2,757-57.9% |
| Participant deferral / active EE | $4,030 | $4,121-2.2% | $5,055-20.3% | $4,299-6.3% |
| Admin fee / account holder | $10,101 | $8,047+25.5% | $9,462+6.7% | $6,924+45.9% |