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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,658 | $201,344+0.2% | $184,243+9.5% | $145,877+38.2% |
| Participation rate | 53.8% | 87.5%-33.6pp | 86.8%-33.0pp | 80.3%-26.5pp |
| Annual return | 13.02% | 29.01%-16.0pp | 28.82%-15.8pp | 551.28%-538.3pp |
| Employer contribution / active EE | $2,380 | $7,022-66.1% | $6,427-63.0% | $4,663-49.0% |
| Participant deferral / active EE | $6,109 | $9,807-37.7% | $9,132-33.1% | $6,691-8.7% |
| Admin fee / account holder | $1,475 | $16,382-91.0% | $13,914-89.4% | $13,402-89.0% |