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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,658 | $201,370+0.1% | $184,256+9.4% | $145,897+38.2% |
| Participation rate | 53.8% | 87.5%-33.6pp | 86.8%-33.0pp | 80.3%-26.5pp |
| Annual return | 13.02% | 29.05%-16.0pp | 28.85%-15.8pp | 552.29%-539.3pp |
| Employer contribution / active EE | $2,380 | $7,024-66.1% | $6,427-63.0% | $4,663-49.0% |
| Participant deferral / active EE | $6,109 | $9,808-37.7% | $9,133-33.1% | $6,689-8.7% |
| Admin fee / account holder | $1,475 | $16,364-91.0% | $13,899-89.4% | $13,390-89.0% |