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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,501 | $90,530+8.8% | $76,030+29.6% | $145,897-32.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 17.62% | 625.08%-607.5pp | 361.54%-343.9pp | 552.29%-534.7pp |
| Employer contribution / active EE | $1,890 | $3,319-43.1% | $2,688-29.7% | $4,663-59.5% |
| Participant deferral / active EE | $1,959 | $5,164-62.1% | $4,257-54.0% | $6,689-70.7% |
| Admin fee / account holder | $16,251 | $8,383+93.8% | $6,421+153.1% | $13,390+21.4% |