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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $728,266 | $201,370+261.7% | $184,256+295.2% | $145,897+399.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.88% | 29.05%-21.2pp | 28.85%-21.0pp | 552.29%-544.4pp |
| Employer contribution / active EE | $5,000 | $7,024-28.8% | $6,427-22.2% | $4,663+7.2% |
| Participant deferral / active EE | $20,333 | $9,808+107.3% | $9,133+122.6% | $6,689+204.0% |
| Admin fee / account holder | $0 | $16,364-100.0% | $13,899-100.0% | $13,390-100.0% |