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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,733 | $49,024+156.5% | $112,860+11.4% | $87,485+43.7% |
| Participation rate | 80.8% | 62.2%+18.6pp | 66.3%+14.5pp | 68.9%+11.8pp |
| Annual return | 13.92% | 43.86%-29.9pp | 35.26%-21.3pp | 26.06%-12.1pp |
| Employer contribution / active EE | $761 | $1,290-41.0% | $2,206-65.5% | $2,596-70.7% |
| Participant deferral / active EE | $3,182 | $2,209+44.1% | $3,493-8.9% | $4,274-25.5% |
| Admin fee / account holder | $40,452 | $6,266+545.6% | $6,841+491.3% | $7,775+420.3% |