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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,700 | $138,386-47.5% | $184,260-60.5% | $80,935-10.2% |
| Participation rate | 93.0% | 83.9%+9.1pp | 86.8%+6.2pp | 67.7%+25.3pp |
| Annual return | 15.14% | 20.02%-4.9pp | 28.84%-13.7pp | 35.66%-20.5pp |
| Employer contribution / active EE | $1,290 | $4,851-73.4% | $6,427-79.9% | $2,757-53.2% |
| Participant deferral / active EE | $4,831 | $7,076-31.7% | $9,133-47.1% | $4,299+12.4% |
| Admin fee / account holder | $5,566 | $10,489-46.9% | $13,898-60.0% | $6,924-19.6% |